Privacy Policy

Effective Date:

May 1, 2022

M+A Risk Management (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

1. Information We Collect

A. Personal Information

We may collect personally identifiable information such as:

Full Name

Email Address

Phone Number

Mailing Address

Insurance Interests and Preferences

Business or Employment Information (for business insurance)

B. Automatically Collected Data

We may also collect certain data automatically:

IP address

Browser type

Pages visited

Date and time of access

Referring URLs

This helps us improve user experience and monitor site performance.

2. How We Use Your Information

We may use your information to:

Provide and manage insurance consultations

Send confirmations, reminders, and follow-ups

Respond to inquiries and offer support

Customize service recommendations

Improve our website and customer experience

Send marketing or educational materials (with your consent)

Comply with legal and regulatory obligations

3. Sharing Your Information

We do not sell or rent your personal information.We may share your information with:

Licensed insurance agents and partners (only to provide relevant services)

Service providers assisting with website, CRM, email, or analytics

Legal authorities if required by law or to protect our rights

All third parties are required to maintain confidentiality and use data only for permitted purposes.

4. Cookies and Tracking Technologies

We use cookies and similar tracking tools to:

Analyze website traffic and behavior

Improve site performance

Personalize content and ads

You can control cookie preferences through your browser settings.

5. Your Choices and Rights

You have the right to:

Access or request a copy of your personal information

Request correction or deletion of your data

Opt out of marketing emails at any time

Withdraw consent (where applicable)

To make a request, please email us at [email protected].

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure.

7. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

8. Third-Party Links

Our website may contain links to other websites. We are not responsible for the privacy practices or content of such sites.

9. Updates to This Policy

We may update this Privacy Policy from time to time. The “Effective Date” at the top will indicate when changes were made. Continued use of our site means you accept the current version.