PROTECT YOUR BUSINESS. SECURE YOUR LEGACY.
TAILORED INSURANCE AND ESTATE PLANNING FOR YOUR BUSINESS, YOUR PEOPLE, AND YOUR PEACE OF MIND.
Our approach goes beyond policies.
We offer long-term strategies that ensure your business, family, and employees are always protected.
From Startup to Succession, We’ve Got You Covered
Whether you're scaling a startup or leading a legacy company, our solutions evolve with you—ensuring you’re covered every step of the way.
Commercial Property & Casualty Insurance
Insurance costs and compliance requirements can be overwhelming—we make them manageable.
Whether you're a startup or an established company generating $10M+ annually, we design property and casualty insurance programs tailored to your industry and risk profile. We don’t stop at policy placement—we actively monitor your coverage to ensure it evolves with your business and remains cost-effective.
Employee Benefits Programs
We offer health, dental, vision, and ancillary benefit programs for businesses with 3 to 50+ employees.
Our goal is simple: to give small and mid-sized businesses access to the same quality care and service traditionally reserved for large corporations. With plans designed around your team’s unique needs, you
Private Client Services
High-net-worth individuals face unique risks that require personalized attention. Our Private Client solutions offer discreet, high-touch service and robust coverage, including protection for luxury homes, valuable collections, automobiles, and liability exposure. We provide peace of mind through proactive, white-glove risk management tailored to your lifestyle.
Life Insurance Strategy
Life insurance is more than a policy—it’s a cornerstone of financial planning. We design strategic life insurance solutions to protect your loved ones, preserve wealth, and support long-term goals. Whether you're seeking income replacement, estate planning, or business continuity, we ensure your life insurance aligns with your broader financial vision.
Ready to safeguard your business and future?
Long-Term Partners, Not Just Policy Providers
We believe in building long-term partnerships—not just handling transactions. That means we take the time to understand your business, anticipate your needs, and proactively adjust your plan as life and markets change.
Big Support for Small and Mid-Sized Businesses
Small and mid-sized businesses often get overlooked in traditional insurance models. We’ve built our process specifically to ensure those clients receive the same level of dedicated service and strategy as large corporations.
Why Choose Us
Our team combines deep industry knowledge with a personal, consultative approach. We don't sell one-size-fits-all policies—we design tailored strategies that evolve with your goals, whether you're launching a startup, expanding operations, or planning your exit.
Simplifying the Complex—So You Can Focus on What Matters
Our mission is to simplify the complex world of insurance and planning—making it approachable, strategic, and effective for business owners, employees, and families alike.
Insights & Resources
Stay informed. Protect smarter. Our latest articles help you understand the risks—and opportunities—when it comes to protecting what matters most.
Why Insurance is the Backbone of Business Risk Management
Your business faces risks every day. Learn how insurance serves not just as protection, but as a strategic tool that safeguards your company’s growth, stability, and future success.
Personal Insurance Essentials: Protecting What Matters Most
From buying your first home to growing your family, personal insurance evolves with you. Discover the key coverages every individual and family should have in place.
Annual Insurance Reviews: The Simple Habit That Could Save You Thousands
Insurance isn’t “set it and forget it.” See why an annual review can uncover gaps, avoid costly surprises, and keep your protection aligned with your changing needs.
What Our Clients Are Saying
Jessie L., Operations Director, Tech Startup
"We’ve worked with other insurance firms before, but none took the time to really understand our business the way this team did. They helped us build a benefits package that our employees love—and it fits our budget."
Rachel C., Small Business Owner
"Estate planning used to overwhelm me, but they broke it down clearly and helped me make smart decisions for my family and business. I feel confident knowing everything is protected and in order."
John C., Co-Founder, Retail Brand
"We’re a growing company, and the team helped us navigate commercial insurance in a way that saved us money without sacrificing coverage. They're always responsive and proactive—highly recommend!"
FAQ
Frequently Asked Questions
We believe in transparency and clarity. Below are some common questions we receive—if you don’t see yours, feel free to contact us.
What types of clients do you work with?
We work with individuals, families, and businesses of all sizes—from startups to established companies. Whether you need personal coverage or comprehensive business solutions, we tailor our approach to fit your needs.
Do you charge for consultations?
No. Our initial consultations are always complimentary. It’s an opportunity for us to understand your goals and for you to see if we’re the right fit—no pressure, no obligation.
What makes M+A Risk Management different?
We combine deep industry expertise with a client-first approach. You’ll never feel rushed or sold to. We take the time to explain your options in plain language and provide solutions that reflect your values and long-term goals.
Can you help with both personal and business insurance?
Yes. We offer a full range of services including life insurance, estate planning, employee benefits, and commercial property & casualty insurance. Many of our clients appreciate having a single, trusted team for all their coverage needs.
How do I get started?
Simply book a call. We’ll learn about your situation, answer your questions, and recommend next steps—without the jargon or hard sales tactics.
Will you review my existing policies?
Absolutely. We’re happy to review your current coverage and provide feedback—whether or not you choose to make changes. Our priority is making sure you’re protected and informed.
Simplifying insurance and planning so you can focus on what matters most.
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